HELP..LOL..Need Math Wiz Plz..

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  #26  
Old 07-15-2011, 06:01 PM

RE: HELP..LOL..Need Math Wiz Plz..

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With us when i was working i made usually half what he did in our later years. But we have always pooled our mony subtracting gas and work exspenses and after bill split the rest equally. And extra we dint need the next months leftover was put in our savings.
Gave us something to fall back on for emergencies and major repairs. Now im not working he keeps what he needs and the rest is my household and emergenciy account.
We never have a problem of who should do what. You are a couple and life is a compromise.
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  #27  
Old 07-15-2011, 07:04 PM

RE: HELP..LOL..Need Math Wiz Plz..

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I am 31+ yrs married and have my own account

We have ALWAYS tried to live off just DHs check, so when I took off to raise kids, go to school, whatever...not as painful on the $$$

My check was used for savings and special stuff - cars, kids college, vacations, etc

...see what he thinks about saving your check and living off the other...in the future, you'll be glad you did
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Old 07-15-2011, 07:18 PM

RE: HELP..LOL..Need Math Wiz Plz..

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When hubby and I first got togather all mutual bills were 50/50 (rent, electric, food, etc) every month we would sit down and he would write me a check for 1/2 of the bills. Food we swapped he would pay one week I would pay the next. We each payed out own credit cards etc. After we got married 10 yrs ago, he decided we would open a joint acct and I would handle bills. Now he has no clue what we have and asks if he wants to buy anything over $100. If money gets tight enough that there is concern for his spending, I tell him and he waits until I say ok buy "whatever". We both have seperate hobbies and acknowledge that each other hobbies are acceptable for spending without arguements (within reason) Ex. If he wants to buy a $3000 engine that still will need $7000 worth of work we talk about it and if he can convince me it is worth it, as in will increase value of car more than the $10k investment and we will get that return plus some, I may reluctantly agree. (current "discussion") and he doesn't complain if I want the newest gaming pc to play a game he doesn't care about.
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Old 07-15-2011, 07:24 PM

RE: HELP..LOL..Need Math Wiz Plz..

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I keep a separate account.

After being divorced, I just found that I simply could NOT let my financial well-being be compromised ever again. (My ex ran up 14000 in credit card debt.)

So, my money is mine. I keep my bills in my name. Yes, my, my, my.

It works.
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Old 07-15-2011, 08:12 PM

RE: HELP..LOL..Need Math Wiz Plz..

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I find it absurd to think that the commingling of a couple's funds is the only way to achieve happiness in a relationship. You can have separate checking accounts and still make decisions as a couple; my husband and I have been doing it for 18 years. We don't need Suze Orman or any other talking head to tell us what works for us.
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Old 07-15-2011, 10:16 PM

RE: HELP..LOL..Need Math Wiz Plz..

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Thanks all for the great insight.. I think for now we will remain separate accounts, maybe it is from me being on my own for so long and knowing where exactly my dollars went. Its not a trust issue for me, maybe more of having control of what I work hard for..?.. I still appreciate some of you sharing your views and thoughts!
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  #32  
Old 07-15-2011, 10:44 PM

RE: HELP..LOL..Need Math Wiz Plz..

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money is something couples fight/break up about, so if you have something that works...more power to you!

back to your original question...

together, you make $90,000...you make 1/3 of that = $30,000, dh makes 2/3 of that = $60,000

if you split the bills 1/3 (you) + 2/3 (dh), $1300 would be $433 for you, $867 for dh

to make the split easy for anything...just divide by 3 and that is what you pay, and he pays the rest
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  #33  
Old 07-15-2011, 11:03 PM

RE: HELP..LOL..Need Math Wiz Plz..

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lot of good responses on here, i second the above to check out suze orman. you really have to fnd out what will work for your specific situation. and single people reading this, definitely talk about this kind of stuff before the i do. before we got married we both paid off our credit cards and vehicles so we started out equally. we use one joint account but each have our own credit card from before- luckily we have similar outlook on spending
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  #34  
Old 07-16-2011, 12:52 AM

RE: HELP..LOL..Need Math Wiz Plz..

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Bhickman1 hope your hubby is doing better!

I've noticed that several couples we know have gone the "separate but equal" route as has been mentioned here. I'm not sure if you count the squares of tp or what to get it all even Steven but I couldn't imagine.

We've been married a ling time, and has they say some times you're the dog, sometimes you're the fire hydrant.

There have been times be both worked, and times one or both of us were unemployed. We've never had a separate anything, and there's been times we turn out every coat pocket to pay the bills. Of course we also do most everything together too. For a time I had to care for him, now he cares for me.

What happens when someone can't pay their half?
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  #35  
Old 07-16-2011, 05:37 AM

RE: HELP..LOL..Need Math Wiz Plz..

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My husband and I have been married 32 years. We have always had a joint account. We are both pretty frugal, so there are no worries about one losing control. i worked as a nurse for about 20 yrs before becoming disabled with fibromyalgia. However in the beginning I paid the bills from our joint account and was mostly a stay at home mom. Then went into nursing and things remained the same. Then when fibro took over and I couldnt work, and had troubles with mental clarity ,he took over bill paying and has done an amazing job. We still have a joint account. I buy what I want, knowing what we can afford (still maintaining our frugal lifestyle even tho we could afford more). He does the same. On big purchases, we discuss it before jumping in. There has NEVER been an allowance thing. This paln has worked out extremely well for us over the years.
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