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#26
07-04-2012, 11:17 AM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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My final numbers for June - I was $149 under budget (groceries and HBA/household tracking only). Imagine that, watching every purchase really works!!!!!!!!!!!!!!!!!!!! I am sooooooooooooo glad I found this thread - thanks Brie for your help and support  For July I am going to reduce my food budget, up the household budget, and I'm going to start tracking gas and dining out. Here's my budget for July (family of 4)... . Groceries ($200) . HBA/household ($75) . Dining out ($150) . My gas ($200) .
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#27
07-04-2012, 12:00 PM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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I have been lurking the last 2 months, but not posting (or budgeting well)? So I am backtracking to June 28th(payday) to start tracking my July spending. Week 1 - spent $54/budget $50 = overspent $4 Week 2 - budget $75 Week 3 - budget $75 Week 4 - budget $75 This is for a family of 4 for all groceries household, and hba. My kiddos go back to school August 1st so need to budget school supplies. Need to think on that one. Hoping to do $60 or less not including backpacks. Good luck everyone!
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#28
07-04-2012, 03:47 PM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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oop $22 Ate out $20 and bought some books $54. Groceries Remaining: $72 Gas: $300 Clothes: $30 Eating out Remaining: $10 Misc Remaining: $20.50 Study Reference books Remaining: $96 Have $20 kohls cash on hand |
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#29
07-04-2012, 05:16 PM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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| Rite Aid Crest Pro Health Complete Mouthwash $4.99 Crest Pro-Health Enamel Shield Toothpaste $2.99 Always Infinity Radiant Maxi Pads $3.99 Oil of Olay Complete Moisturizer BoGo (50 percent) $11.99 -$0.75/1 Crest Mouthwash -$0.75/1 Crest Toothpaste -$1.00/1 Always Infinity -$3.00/2 Oil of Olay oop: $26.56 w. $6 +ups Checkers Snack Size Vanilla Milkshake $0.49 oop: $0.55 Grocery/Toiletry Budget: $157.50 ECB's (First Card): $0.00 ECB'd )Dad's Card): $0.00 +up Rewards: $9.00 RR's: $0.00 Dining budget: $29.45
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#30
07-04-2012, 06:39 PM
RE: How Low or How High is Your Budget for July? (2012) | |||
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. Groceries 20.00 . HBA/household 0.00 . Dining out 0.00 . My gas 30.00 |
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#31
07-05-2012, 03:36 AM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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. Groceries ($200) - $23.17 = $176.83 left . HBA/household ($75) . Dining out ($150) - $4.23 = $145.77 left . My gas ($200) - $81.00 = $119.00 left .
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#32
07-05-2012, 02:53 PM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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Okay, I seriously can't pack one more thing into my freezers. I guess I'll wait until Tuesday to try to get the other $1 ice cream for which I have a coupon. Maybe there'll be room then? July Goal: $401.43 Donate: (Goal TO spend) $9.18 (regular $10 + $1.43 from last month) $1.09-Visine $1.16-1 salad dressing, 4 libby's corn & green beans Groceries, HBA & Stockpile: $340 ($296.11 remaining) 7/3-HL-$17.40-2 Nestle Carmel Pretzel bars, 2 OM selects Chicago Style, Boneless Skinless Chicken breasts, Sugar, 3 Capri Sun (not a great deal, but my girls have been begging for it?) 7/3-HL-$7.66-2 Hormel Chili, Sugar, OM Selects, 2 Nestle Drumsticks, Buttermilk 7/6-HL-$18.83-Wishbone raspberry vinaigrette, white vinegar, Oreo ice cream, magnum ice cream bars, Key lime fro pie, 2 pks bacon, Reynolds paper baking cups, salad mix, Borden 2% sliced cheese, 7 Butterfingers (for a recipe), bag of Powdered donuts, Kettle chips (free coupon) Braum's (milk, bread, fruit): $50
__________________ Rhonda |
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#33
07-05-2012, 03:03 PM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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What a great problem to have, Rhonda!
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#34
07-06-2012, 04:09 AM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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Almost the end of the first week of July and currently under budget! Of course, it helped to have some really good in-store coupons from the new Price Chopper in my area. I wonder how much longer we can expect to see these good deals??? Budget for July: $500 Spend to date: $93 Balance: $407 I picked up some inexpensive chicken thighs and removed the skin and bone. I usually only buy boneless breasts, and frankly, may stick to that. What a pain in the @$s to do this for so little meat with the thighs. The meal I made was yummy, but do you really save that much money for the work involved? To be extra frugal, I did cook up the bones to make chicken salad with the extra meat (ok, about enough for ONE sandwich!) LOL! |
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#35
07-06-2012, 08:08 AM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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MGA, the only cut of chicken that I will buy for the purpose of deboning is split breast. Tons of meat there, great sale price usually, and not too much effort.
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#36
07-07-2012, 08:47 AM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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My experience runs right with what others above have said--it takes some time to get in a savings/stockpiling/budgeting groove. Once you do, you realize that it is all worth the wait. You also realize just how un-thrifty we are as a culture. I started with learning the ins and outs of smart couponing and right away joining some trains, which allowed me to get more coupons for items I buy, which led to stockpiling. That allowed me to start setting the budget tighter. All these things work in tandem. It is a learn as you go process, and I don't think we are ever done learning. It sure helps to read about the successes of others here in the monthly budget thread! ------------------------------------------ JULY: For a few years, I have been pushing for a new fridge with a larger freezer OR a stand-alone freezer for the garage. I don't need to tell you all why. Good news: My 26.4 cu foot fridge-freezer will be delivered Friday. The rub: Our nine-year-old fridge went on the blink the night before the fourth of July when temp outside was 103. I was in and out of it prepping for entertaining (15# of chicken, a salad, etc) ...and noticed condensation. I pulled it out, dusted coils, etc..At one poinht, it completely died. Of course, I am home alone with the four-year-old, running back and forth from the garage coolers to the fridge and running out for ice. Long story short....Compressor shot and though the freezer is now working, the fridge is up and down--goes as high as 60. We are living out of coolers and two dorm fridges until then. How this affects the ol' budget: While I lost some perch, fish sticks, and french fries, I did salvage the meat, veggies,and boxed frozen stuff. We'll get an Energy Star rebate which should cover what we lost. I'll also be able to do more pre-prep and freeze. Because fridge/freezer space is tight, this is a stay-out-of-stores, no-spend week. We are eating what we have on hand and in the stockpile. I am also lowering the budget for the rest of the month to pad the camping fund. Need no HBA or home care products, no gifts, so....setting it at $200 for the rest of the month. --------------------- |
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#37
07-07-2012, 08:57 AM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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Shelly, I'm glad you were able to salvage some things. Isn't it funny how excited us couponers can get about a new fridge and/or freezer? My chest freezer made me absolutely giddy!
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#38
07-07-2012, 08:01 PM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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This is my first check-in this month. I did a big Kroger trip mostly stocking up on snacks for back-to-school. We splurged on some things for July 4th, including supplies for a "tea party" and a sundae bar. At CVS, I got 6 Coke 2L, 3 JIF Peanut Butters with a rain check, and 2 mascara (I'm really picky about my mascara, and this was a good deal for my brand). At Wags, I got 11 packs of bacon, 2 dz eggs, 2 jugs of Welch's grape juice on clearance, and a 10-pack of Juicy Juice boxes on clearance. They actually charged me for 12 packs of bacon, so I'll try for a refund next time I'm there. Total Spent: $96.61 Total Tax: $8.59 Total Remaining: $153.39 Kroger OYNO cats: $8 RA +ups: $0 CVS ECBs: $0 Wags RRs: $0
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#39
07-07-2012, 08:16 PM
RE: How Low or How High is Your Budget for July? (2012) | |||
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#40
07-07-2012, 08:30 PM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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#41
07-08-2012, 01:38 PM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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Another $18 on groceries.. condiments, produce and white rice. Groceries Remaining: $54 Gas Remaining: $233 Clothes: $30 Eating out Remaining: 0 Misc Remaining: $17.50 Study Reference books Remaining: $96 Have $20 kohls cash on hand |
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#42
07-08-2012, 01:57 PM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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Yes, so sorry that happened Shelly! I decided to keep track of school supply shopping too. I only have to beat $50/girl to do better than the school's offer for supplies. I'm also going to donate some school supplies, so I'll add an extra $10 just for cheap school supplies at the bottom. July Goal: $401.43 Donate: (Goal TO spend) $7.12 (regular $10 + $1.43 from last month) $1.09-Visine $1.16-1 salad dressing, 4 libby's corn & green beans $2.06-cans 4 Libby's corn, 2 Tom and green chilis, 4 diced tomatoes Groceries, HBA & Stockpile: $340 ($223.89 remaining) 7/3-HL-$17.40-2 Nestle Carmel Pretzel bars, 2 OM selects Chicago Style, Boneless Skinless Chicken breasts, Sugar, 3 Capri Sun (not a great deal, but my girls have been begging for it?) 7/3-HL-$7.66-2 Hormel Chili, Sugar, OM Selects, 2 Nestle Drumsticks, Buttermilk 7/6-HL-$18.83-Wishbone raspberry vinaigrette, white vinegar, Oreo ice cream, magnum ice cream bars, Key lime fro pie, 2 pks bacon, Reynolds paper baking cups, salad mix, Borden 2% sliced cheese, 7 Butterfingers (for a recipe), bag of Powdered donuts, Kettle chips (free coupon) 7/7-WM-$54.38-Charmin Mega Roll 12 pk (should have gone to Target-or waited to price match-would have saved $2 with Target's sale this week  ), 2 pks ice cream cones, Belvita, apples, bananas, plastic forks, 2 bacon bits, Infusium, kids paper plates, Cutter bug spray, Armstrong floor cleaner, 2 Bertolli Alfredo sauce, large Sweet Baby Ray's bbq sauce, 2 jars Clint's Texas salsa7/10-HL-$5.23-2 small cans hormel chicken breast (for chk salad), pk Rocky Road ice cream, pk Magnum ice cream bars, Cole romaine salad, 7/11-HL-$12.61-2 spaghetti boxes, 2 lb strawberries, Kraft Catalina dressing, V8 fusion, Sliced Kraft cheese, 2 shredded cheese, 1 milk bite, eggs Braum's (milk, bread, fruit): $45.90 $4.10-1 gallon 1% milk School Supplies: I didn't set a budget, but definately want to be under $100 since $50 was the school's offer per child for supplies, and I have two girls. $13.96-Staples-7/8-2pr little pointy microban and 1 pair medium pointy microban scissors, 10 sharpies (I'll use these for home too), 6 highlighters, 6 pink erasers, 2 5 pks dry erase markers, 8 glue sticks, 1 pack of black pens, 1 pack of mechanical pencils $2.57-Wags-7/8-3 pks Wide Ruled notebook paper Donation School Supplies: $10 allowed $4.57-Staples-7/8-8 pair little but pointy-ish scissors (desired by first grade in my town), 2 penny glues, 1 penny black pen pack (kept one for us), 2 penny 24 RoseArt crayons, 3 25 cent 5 pks of mechanical pencils
__________________ Rhonda Last edited by rhondag508; 07-11-2012 at 11:18 AM. |
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#43
07-09-2012, 09:20 AM
RE: How Low or How High is Your Budget for July? (2012) | |||
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Missed a CVS deal due to my car battery dying ... $150 later (not included in this budget) at least I saved a little money by not buying CVS stuff that I probably didn't need  Spent OOP: Walgreens: deodorant, etc. 3.07, used $2 RR got back $4 Rite Aid: soft scrub, last minute medicine $5.09, used $2 UPsBudget, Grocery/HBA/etc for July 1-31: Grocery stores: $74.34 Drugstores & Walmart/Kmart/Target: $47.07 - $8.16 = $38.91 Gas: $150 Clothing: $0 ECBs: $0 RRs: $2 -> $4 UPs: $2 -> $0 Shoprite: $22.96 GC Stop & Shop: $2 CAT Other: Gulf: $14.99 TJ Maxx: $75 GC iTunes: $10 GC Victoria's Secret: $32.46 |
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#44
07-09-2012, 11:43 AM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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. Groceries ($200): $81.39 left . HBA/household ($75): $62.82 left . Dining out ($150): $131.46 left . My gas ($200): $51.82 left . School supplies ($50) - Decided to track this spending also .
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#45
07-10-2012, 07:00 AM
RE: How Low or How High is Your Budget for July? (2012) | |||
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Spent OOP: Gas: $53.55 (still trying to figure out gift card issue) Waldbaums: body wash, deodorant, greek yogurt, OJ, bagged salads $5.53 Budget, Grocery/HBA/etc for July 1-31: Grocery stores: $74.34 - $5.53 = $68.81 Drugstores & Walmart/Kmart/Target: $38.91 Gas: $150 - $53.55 = $96.45 Clothing: $0 ECBs: $0 RRs: $4 UPs: $0 Shoprite: $22.96 GC Stop & Shop: $2 CAT Other: Gulf: $14.99 TJ Maxx: $75 GC iTunes: $10 GC Victoria's Secret: $32.46 |
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#46
07-12-2012, 09:53 AM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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#47
07-12-2012, 10:07 AM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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Week 2 check in: Under budget by $134.00 It "helps" that I refrigerator space is at a premium until Saturday, when the new fridge will be delivered and run for 24 hours. We are down to what fits in two dorm fridges and a 5-day cooler. AND some salvaged frozen stuff...(the freezer is going strong; the fridge is not holding a consistent temp). Anyway, we are so low on food...I am making a small trip today for staples (milk, juice, bread, ice, yogurt, cheese) and items for our annual fiesta cookout which happens to be tomorrow. This is being cut from NEXT week's budget, even though technically, I am buying it a day early. As much as I hate to make multiple Kroger trips in a week, for fear of overspending, I am going back Saturday to fill out the remaining week menu, and restock the freezer with some sale items. ---------- Summer stockpile report: I did a great job stocking up on pasta and sauce, canned veggies, tea bags, sugar/sweeteners, tuna, TP, paper towels, foil, detergent,household cleaners, and all bath, dental, hair items. We have plenty to get through the summer. I am lower on soup, mac cheese, pancake mix, V-8 and other juices, snacks,cereal (the more I buy, the more they eat). I am going to work harder next year to back stock in these areas. ----------------------------------------- |
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#48
07-12-2012, 11:22 AM
RE: How Low or How High is Your Budget for July? (2012) | |||
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Spent OOP: Stop & Shop: used $2 catalina plus $3.11 on a chicken Best Yet: $21.77 on spare ribs, chicken breast, zucchini, & onions Budget, Grocery/HBA/etc for July 1-31: Grocery stores: $68.81 - 24.88 = $43.93 Drugstores & Walmart/Kmart/Target: $38.91 Gas: $96.45 Clothing: $0 ECBs: $0 RRs: $4 UPs: $0 Shoprite: $22.96 GC Stop & Shop: $2 CAT -> $0 Other: Gulf: $14.99 TJ Maxx: $75 GC iTunes: $10 GC Victoria's Secret: $32.46 |
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#49
07-13-2012, 04:08 AM
RE: How Low or How High is Your Budget for July? (2012) | ||||
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Budget for July: $500 Spent so far: $274 Left for month: $226 Just a little over where I wanted to be right now, but not by much. I haven't seemed to be able to find any decent deals at one store and haven't had the time to skip from store to store to get the best deals either. Plus, with the heat, I just haven't felt up to chasing down deal. Guess it's better than trying to shop with a foot of snow on the ground! Happy Friday the 13th everyone! |
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#50
07-13-2012, 07:54 AM
RE: How Low or How High is Your Budget for July? (2012) | |||
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Spent OOP: Staples: $13.60 (will get some easy rebates) Rite Aid: 2 powerades $0.61 King Kullen: cookies & bananas $1.64 ShopRite: bought a bunch of stuff using my gift card that's almost gone now! So sad for no more free $$ at ShopRite Except for a few dollars here and there, I was living off the free gas card money from a while back that rolled into the GC.Budget, Grocery/HBA/etc for July 1-31: Grocery stores: $43.93 - $1.64 = $42.19 Drugstores & Walmart/Kmart/Target: $38.91 - 13.91 = $24.70 Gas: $96.45 Clothing: $0 ECBs: $0 RRs: $4 UPs: $0 Shoprite: $22.96 GC -> 0.98 Stop & Shop: $0 Other: Gulf: $14.99 TJ Maxx: $75 GC iTunes: $10 GC Victoria's Secret: $32.46 |
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