Need Advice....Returns At Target ?!?!

 
 
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Old 11-07-2009, 06:39 PM
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Question Need Advice....Returns at Target ?!?!

I think I read this from someone else on here but want to be sure. I went to Target tonight, purchased some stuff, and paid with my credit card. After paying I realized some items did not ring up correctly, so I went to CS to return the items (was with hubby, and I think I mis-read the prices..) anyways....she said my refund would be going on a giftcard...I just said ok, took the GC and walked away...hubby was confused/flustered-couldn't understand why I had to get a GC. After thinking about it for a few minutes, I think I remember reading on here that since I had just made the purchase with my credit card that I had to wait a certain amount of time before getting a return to my card? Is this correct? There is no other reason I can think of....so if I would have returned tomorrow my refund would have went to my card right?! Please tell me I'm not crazy!! LOL TIA!
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Old 11-07-2009, 06:44 PM

RE: Need Advice....Returns at Target ?!?!

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I pay w/ cc all the time and have never been told a return had to go on a gift card. wierd.
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Old 11-07-2009, 06:46 PM

RE: Need Advice....Returns at Target ?!?!

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Yeah...I've never had a problem having them credit my cc...even right after the purchase. That just seems weird to me.
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Old 11-07-2009, 06:59 PM

RE: Need Advice....Returns at Target ?!?!

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it depends on the credit card carrier, actually. (having used to work at guest services, i figured this out first hand). some card companies actually don't pay Target instantaneously-and can sometimes take up to (3) days for Target to actually be credited. Like, my bank card, I was able to return something that day, and it went back on my card. My citibank card, I was unable to get it back on my card the next day due to this delay. Target actually has to have the funds in order to refund you. So when they are waiting on the funds, they give you the GC.
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Old 11-07-2009, 08:06 PM

RE: Need Advice....Returns at Target ?!?!

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A little different...but I always pay w/ my debit card. When I've returned items (or disputed amounts) immediately after purchase, CS has always given me cash although I would love it if they could return the money to my account. CS at Target has always indicated that they couldn't credit my card (my account) b/c it hadn't been 24 hours. HTH.
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