Needs A Bigger Space For Family

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Old 10-03-2016, 07:11 AM
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Needs a bigger space for family

My husband and I have 2 kids, we are currently living in a 2 bedroom apartment and the space is really not enough specially now that we have another baby on the way. we really need a bigger space.

Anybody here who knows anything about long and short term fixed mortgages?a friend of mine suggested that we try to go to a credit union to get a housing loan. she said they offer better fees than the usual banks. I would really love to hear your recommendations regarding this. thanks!
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Old 10-03-2016, 03:59 PM

RE: Needs a bigger space for family

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No answer. Just wanna bump for you
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Old 10-03-2016, 06:14 PM

RE: Needs a bigger space for family

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By short and long term fixed loans you may mean 15 and 30 year fixed rate loans? The difference between them is that with a 15 year loan you will have a higher payment (*not* double) than with a 30 year loan. Your interest rate is fixed for the life of the loan. The important thing is to not get committed to too high a loan payment. There is some information here:
http://files.consumerfinance.gov/f/2...homebuyers.pdf

You could start with a credit union, see what their interest rates are and what that would be for a payment for a 15 or 30 year loan for a X thousand dollar house.

HTH
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Old 10-26-2016, 05:52 AM

RE: Needs a bigger space for family

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Thank you so much! I read your comment 2 weeks ago but just cannot reply due to laptop issues. Anyway, got your point and I have talked to Calcoast about this. Thank you again!
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Old 10-26-2016, 06:10 AM

RE: Needs a bigger space for family

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i would suggest quicken loans they are terrific
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