52 Week Savings Plan - Save $1378 By The End Of The Year - Start At $1 A Week!

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Old 01-04-2013, 11:19 AM
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52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

My DH showed this to me and I thought it was interesting so I decided to share! A very easy way to get started with saving.

You put $1 away the first week, the 2nd week you put $2 dollars, the 3rd week you put away $3, etc and just keep going week to week. On week 52 you put away $52 dollars. You can also do this the opposite (put in $52 week 1, $51 week 2, $50 week 3) if you happen to have more money at the beginning of the year instead of the end of the year.



If you stick to this every week at the end of the year you'll have $1,378! If you're not normally a saver this is a really great way to start!
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Old 01-04-2013, 11:22 AM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Yes! I saw this yesterday too and we are doing it!
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Old 01-04-2013, 11:48 AM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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I plan on doing this with dollar coins - it's harder for me to spend them. I'm also going to toss in whatever spare change I have in the hopes that they'll get lost beween the big coins and I'll forget about them. That stuff adds up!
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Old 01-04-2013, 11:56 AM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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OMG!! Thank you sooooooooo much!! I need to save soo bad so this makes it super easy!!!
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Old 01-04-2013, 12:06 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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I saw this on Facebook today and thought it was a great idea. I also like the coin idea
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Old 01-04-2013, 12:14 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Thanks for sharing MissD. I've seen this on FB too. We live paycheck to paycheck and this seems very doable. I'm excited to get started.
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Old 01-04-2013, 12:20 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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This is awesome if you live paycheck to paycheck. That's how we used to be but then with couponing and strict savings/spending the last couple of years things have drastically improved. Even with all the set backs we had in 2012 like having to pay for emergency surgery (I fractured my elbow), DH being off for 6 weeks without pay taking care of me during recovery and then a last minute plane ticket home and another 1.5 weeks off work unpaid when DH's dad died we've been able to pay for it all out of savings without stressing about that money coming from our day to day expenses.

Savings really is so, so important.
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Old 01-04-2013, 12:45 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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That's a great idea. Thanks for sharing. I'm definitely going to give it a try....having a Savings Account with ACUTAL MONEY IN IT is one of my New Years Commitments. I'm going to do my best to stick to it!!
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Old 01-04-2013, 03:23 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Thank you...just opened account with Ally and started with $52..I'll be easier for me to go down than up...
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Old 01-04-2013, 03:36 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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I'm off to check out the ally account information.
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Old 01-04-2013, 05:11 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Quote:
Originally Posted by goldie39 View Post
Thank you...just opened account with Ally and started with $52..I'll be easier for me to go down than up...
Is Ally having any specials or sign up bonuses?

I've done ING Direct and American Express Serve - would highly recommend both of them.
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Old 01-04-2013, 07:11 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Great idea thank you
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Old 01-04-2013, 07:53 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Thanks for sharing this is an easy way to save $$!!
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Old 01-04-2013, 08:09 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Quote:
Originally Posted by missdanalu View Post
Is Ally having any specials or sign up bonuses?

I've done ING Direct and American Express Serve - would highly recommend both of them.
No that i know of...i just always wanted to open (on side) account and never did it..my DD opened one last year and she really likes it,i didn't even think to shop around...Ally still has the best interest rate...
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Old 01-04-2013, 08:24 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Quote:
Originally Posted by goldie39 View Post
No that i know of...i just always wanted to open (on side) account and never did it..my DD opened one last year and she really likes it,i didn't even think to shop around...Ally still has the best interest rate...
I made about $152 in "interest" opening various ING accounts and then DH and I earned $50 in "interest" with American Express Over $200 in interest in 2012!

With ING you could open with a minimum deposit (I did $5) and you have to make some small purchases within 30 days or something like that. Then I got a a $50 bonus for each account (DH and myself, plus savings accounts for the kids).

With American Express DH and I both opened separate accounts, deposited $25 each, earned a $25 bonus immediately, and then we immediately transferred the money back into our bank account. This all happened within hours.

So while I don't doubt the interest rate itself is higher it would definitely be worthwhile to sign up, get the bonus, and then get out and into an account with a higher rate.
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Old 01-04-2013, 08:37 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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I'm pretty sure American Express doesn't have any rewards or bonuses for signing up right now,and i really don't know much about ING...
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Old 01-04-2013, 08:40 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Thanks for sharing this. DH and I are going to do it!
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Old 01-04-2013, 08:46 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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I was very interested in participating in this when I saw it in Facebook a few days ago and posted about it in the 2013 debt payoff thread. I think its a great way to get started for those like myself who need to start small instead of big. :-)
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Old 01-04-2013, 09:01 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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I was also thinking you could alternate the high/low to spread it out more.

$52 Week 1
$1 Week 2
$51 Week 3
$2 Week 4
$50 Week 5
$3 Week 6
Etc.

That would work well for people paid bi-weekly!
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Old 01-05-2013, 06:12 AM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Old 01-05-2013, 03:19 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Quote:
Originally Posted by missdanalu View Post
I was also thinking you could alternate the high/low to spread it out more.

$52 Week 1
$1 Week 2
$51 Week 3
$2 Week 4
$50 Week 5
$3 Week 6
Etc.

That would work well for people paid bi-weekly!
I like this idea there is a week or 2 amonth depending how the days fall that we are short. Or if there is a week my hubby gets lots of ot.
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Old 01-06-2013, 05:29 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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I think this idea is fantastic! I will probably be doing this backwards, since I know I spend a lot more in Nov-Dec on gifts for the holidays
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Old 01-06-2013, 05:34 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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I started with $52 in my ING orange account yesterday. It will be easier for me going backwards. Plus it looks like I am paying something off with the payment going down and could be inspirational to my commitment on the 2013 Debt Thread!
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  #24  
Old 01-14-2013, 12:29 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Originally Posted by mdgirl2177 View Post
Thanks for sharing MissD. I've seen this on FB too. We live paycheck to paycheck and this seems very doable. I'm excited to get started.
Me too, I have been going to the post office and getting money orders. I plan on giving them to my mom b/c she can tell me No and not hurt my feelings
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Old 01-16-2013, 03:35 PM

RE: 52 Week Savings Plan - Save $1378 by the end of the year - Start at $1 a week!

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Originally Posted by rayclan View Post
I started with $52 in my ING orange account yesterday. It will be easier for me going backwards. Plus it looks like I am paying something off with the payment going down and could be inspirational to my commitment on the 2013 Debt Thread!
I did also start with $52 but with Ally bank...is there any bonusses with ING...thanks...
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