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Years ago, I was a stay at home mom - with three children. Our income was below the poverty level wages and we relied upon foodstamps to suppliment our food budget. I didn't have much post high school education. I was able to take advantage or couponing and refunding offers to keep our budget afloat. At that time I subscribed to a refunding magazine, which provided a reference source so that I could be aware of the refunding and couponing offers and where I could find the forms/coupons I needed...