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Originally Posted by willowtree2003
Sounds like Dave Ramsey!! I commend you for this, many people don't have the will power to do it!
It's well worth not having the debt!
Kudos!!
@op
You need to write out every bill/debt and start there. Once you know what you owe you can make changes to start getting out of debt and therefore changing your credit.
It's a hard process but with coupon using you are already using your money more wisely!!
| Thanks! I started to write out everything but I get so overwhelmed. I guess I need to go a little slower 
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