I hope you guys can find new jobs quickly, and the suggestions about your photography are really good, just find a way to be creative and sell your pictures.
If you haven't done it already get rid of anything you DO NOT have to have to live. For instance cell phones, house phone, internet, cable etc. I know sometimes we think we need this, but in all honesty we don't. If you already don't have those things, then look into other ways to get your bills down ASAP and sell anything you can to earn cash to pay your bills. Clothes, books, jewelry, toys, anything that will get you cash and keep you afloat until you or your husband finds a new job.
Good luck girl!! Keep your chin up.