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I've been trying to explain how this works to my wife but I think I just end up confusing her more than normal.
I'm at $88 on her card, with 4 $5 coupons printed out on her receipts.
You can use those on any purchase, so since she is only $32 away from $120, I can buy $32 more of qualifying items - use the $20 earned so far = $12 out of pocket.
Then it will spit out another 4 $5 coupons.
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