Nice binder 
I got my about 2 years ago for one of my classes, from walmart($10.00) and I have the 3 picture (big) pockets on some sheets and lots of basecards slots too.
oh yes, I don't know what to say about your totals of savings- over $47,000 so many of you for 1 yr.?
I thought I had sone really good this 6 mos. I have saved a little $2,000.00.
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http://www.afullcup.com/forums/wishlists/235326-nmeadows1-wish-list.html#post1944642
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